How to Use an ATM Lesson

In this lesson students will learn how to use and withdraw money from an ATM.


Use this video lesson on the topic of how to use an ATM. Learn related concepts of:

  • Banking
  • Checking accounts
  • Debit Card
  • Deposit/Withdrawal
  • Overdraft fee


9-12th grades. High School. Adult Education.


45-60 minutes. It may be necessary to adjust the lesson plan and allocate more or less time to certain topics, depending on the needs and interests of the students.


Hand out the worksheet below (see the GET LESSON button near the bottom of the page).

Show students the video and have and have them complete the worksheet.  Review the questions on the worksheet.  A more comprehensive and detailed lesson plan can be accessed below for further instruction and study.

How to Use an ATM

After watching the video, have students tell what the most important things they learned from the video.

Additional Resources

See our additional resources on banking:


Lesson Plan: How to Use an ATM

Objective: By the end of this lesson, students will be able to confidently and safely use an ATM to withdraw cash and check their account balance.


  • The video “How to Use an ATM”
  • An ATM machine (if available)
  • Paper and pens/pencils for note-taking
  • Discussion questions and quiz (provided below)


Introduction (5 minutes):

Greet the class and introduce the topic of using an ATM. Ask students if they have ever used an ATM before and what their experience was like. Explain the objective of the lesson and the importance of knowing how to use an ATM.

Video (10 minutes):

Show the video “How to Use an ATM”. Ask students to take notes on the steps outlined in the video. After the video, review the steps with the class and answer any questions they may have.

Discussion (10 minutes):

Ask the following discussion questions to the class:

  • Why is it important to use an ATM in a well-lit, busy area?
  • Why should you cover the keypad with your hand or another object while entering your PIN?
  • What should you do if you enter your PIN incorrectly too many times?
  • What are some of the different transactions you can complete at an ATM?
  • Why is it important to make sure you have enough money in your account before withdrawing cash?
  • Encourage students to share their own experiences and opinions on using ATMs.

Activity (15 minutes):

Divide the class into pairs or small groups. Provide each group with a hypothetical scenario in which they need to use an ATM (e.g. “You need to withdraw $50 for a concert ticket, but you only have $40 in your account. What do you do?”) Ask each group to work together to come up with a solution to the scenario, using the steps outlined in the video. After 10 minutes, ask each group to share their solution with the class and discuss any similarities or differences between their approaches.

Quiz (10 minutes):

Provide each student with a copy of the quiz. Give the class 10 minutes to complete the quiz. Review the answers with the class and discuss any questions they may have.

Conclusion (5 minutes):

Summarize the main points of the lesson. Encourage students to practice using an ATM in a safe and secure environment. Thank the class for participating and answer any final questions.

Lesson Resources

Get Lesson


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