Time is Money – Saving and Investing Options

Students will learn about how different investment strategies varies by individual needs.

Teaching Objectives:

  • Determine how various saving and investment strategies vary with individual needs and circumstances.
  •  Evaluate the impact of inflation on future earnings,saving, and investments.
  •  Identify the different types of saving and investment products required to meet their financial goals.

Standard 5: The student will analyze the costs and benefits of saving and investing.

Suggested Grade Level

6th – 12th Grade

Lesson Excerpt:

Even though most people have a savings and investment strategy, those strategies vary from situation to situation, and from person to person. An individual’s circumstances, goals, risk tolerance, income, and other factors play a big role in establishing a personal investment strategy. Understanding the reasons why people save and invest in different ways can help you make your own personal decisions.



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