What is a Check Lesson

A lesson for students on the basics of what a check is.

Students learn that a check is a written document that instructs a bank to transfer a specific amount of money from your account to another account. It serves as a formal commitment to pay. The essential parts of a personal check include the name of the payee, the amount in both numerical and written forms, the date, and your signature for validation. Checks are traditionally used for transactions like purchasing items, paying bills, or giving money to others. Although their usage has waned due to modern payment methods such as mobile apps and credit cards, they are still an accepted and sometimes necessary form of payment.


Use this video lesson on the topic of check basics. Learn related concepts of:

  • Checking Accounts
  • Banking
  • Payment Methods
  • Financial Security
  • Spending
  • Saving
  • Risk Management


7-12th grades. Middle School. High School. College. Adult Education.


45-60 minutes. It may be necessary to adjust the lesson plan and allocate more or less time to certain topics, depending on the needs and interests of the students.


Hand out the worksheet below (see the GET LESSON button near the bottom of the page).

Show students the video and have and have them complete the worksheet.  Review the questions on the worksheet.  A more comprehensive and detailed lesson plan can be accessed below for further instruction and study.

What is a Check?

After watching the video, have students tell what the most important things they learned from the video.


Lesson Plan: Understanding Checks


  • Students will be able to define what a check is and explain its components.
  • Students will understand the advantages and situations where using checks might be beneficial.

Materials Needed:

  • Video: “What is a Check?”
  • Whiteboard/Blackboard or digital equivalent
  • MI Chat chatbot
  • Paper and pens for students

Duration: 50 minutes

Lesson Procedure:

Introduction (5 minutes):

  • Start the class by asking students what they know about checks.
  • Write down their answers on the board.

Video Presentation (10 minutes):

  • Show the video titled “What is a Check?”.
  • Ask students to take notes during the video, highlighting the main points and definitions.

Discussion (10 minutes):

  • What are the advantages of using a check over cash?
  • Can anyone cash a check that is lost or stolen? Why or why not?
  • Describe the components found on a typical check.
  • When do you think it’s necessary to use a check?

Activities (15 minutes):

  • Hand out blank checks templates to students and instruct them to fill them out as if they were paying for rent, a gift, or bills. Check for accuracy.
  • Use the MI Chat chatbot to quiz students on the definitions and components of a check. The chatbot will ask questions like “What is the payor?”, “Describe the routing number”, etc.

Quiz (5 minutes):

  • Distribute a short quiz that covers the major concepts from the video. This will test student retention and understanding.

Closure (5 minutes):

  • Summarize the key points covered in the lesson.
  • Ask students if they have any additional questions or thoughts.

Lesson Resources

MI Chat Chatbot Tool

  • What is a Check questions with MI Chat chatbot – Use the MI Chat chatbot to test your students’ understanding of the lesson. The MI Chat chatbot is an interactive platform designed to deepen understanding of various subjects, aligning with specific queries and thoughts. Offering personalized insights, it directs users toward a clearer grasp of topics, ensuring they match their learning pace, knowledge level, and cognitive goals.

Get Lesson


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