Loud Budgeting: New Saving Money Trend Lesson

Students learn a lesson about the importance of financial transparency and responsibility through “Loud Budgeting,” a social media trend popularized on TikTok. This approach to personal finance focuses on openly communicating financial limitations, such as declining social outings to stay within budget. It’s a lifestyle shift that emphasizes vocal financial responsibility, encouraging individuals to balance savings with activities that bring joy. Through the use of budgeting apps and goal-specific savings accounts, students discover how to manage their money effectively while challenging the social media-driven trend of luxury spending.

Loud budgeting is not a new concept, but it has gained prominence for its playful yet serious approach to handling financial limits. It advocates for financial openness among peers and prioritizing personal financial health. By practicing loud budgeting, students learn to be honest about their financial boundaries, remove the stigma around spending limitations, and focus on achieving financial stability, inspiring others to redefine what it means to be successful.


Use this video lesson on the topic of budgeting. Learn related concepts of:

  • Budgeting Techniques
  • Financial Goals
  • Saving Strategies
  • Spending Habits
  • Financial Transparency
  • Income Management
  • Savings Techniques
  • Spending Practices
  • Financial Decision-making
  • Financial Responsibility
  • Income Management
  • Responsible Spending
  • Money Management Skills


7-12th grades. High School. College. Adult Education.


45-60 minutes. Adjust the lesson plan and allocate time to certain topics based on the needs and interests of the students.


Hand out the worksheet below (see the GET LESSON button near the bottom of the page).

Show students the video and have them complete the worksheet.  Review the questions on the worksheet.  A more comprehensive and detailed lesson plan can be accessed below for further instruction and study.

Loud Budgeting: New Saving Money Trend

After watching the video, have students tell what the most important things they learned from the video.


Loud Budgeting Lesson Plan

Lesson Plan: Understanding and Practicing Loud Budgeting


  • To understand the concept of loud budgeting and its impact on personal finance.
  • To encourage students to be vocal and transparent about their financial goals and limits.
  • To learn budgeting and financial planning skills.


  • Video: “Loud Budgeting | New Saving Money Trend”
  • Worksheets for budget planning
  • Access to budgeting apps or online tools (optional)

Introduction (10 minutes):

  • Begin the class with a brief discussion on personal finance and budgeting.
  • Introduce the concept of loud budgeting, citing the video.
  • Ask students about their initial thoughts on being vocal about financial limits.

Video Viewing (20 minutes):

  • Show the video “Loud Budgeting | New Saving Money Trend”.
  • Encourage students to take notes on key points.

Discussion (15 minutes):

  • Discuss the main concepts from the video. Key points include financial transparency, balancing savings with joy, and societal views on spending.
  • Pose questions like: “How can loud budgeting change our approach to spending?” and “What are the benefits and challenges of this budgeting method?”

Activity – Budget Planning (30 minutes):

  • Divide students into small groups.
  • Each group creates a simple budget plan, incorporating loud budgeting principles.
  • Encourage them to discuss scenarios where loud budgeting could be beneficial.
  • Groups present their plans and discuss.

Homework Assignment:

  • Students are assigned to practice loud budgeting in a real-life scenario and journal their experience.

Quiz (Next Class):

  • Announce a quiz based on the video and the lesson’s key concepts.
  • Include multiple-choice, true/false, and short answer questions.

Conclusion (5 minutes):

  • Summarize the key points of the lesson.
  • Emphasize the importance of financial transparency and responsibility.
  • Encourage students to apply loud budgeting in their daily lives.

Additional Resources:

  • Links to budgeting apps and online financial planning tools.
  • Articles and books on personal finance and budgeting strategies.

Lesson Resources

Get Lesson


For additional related lessons, explore our main category pages:

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