Your Budget Plan – Spending Behaviors

Students work in pairs to participate in a “Track Star” game that illustrates positive and negative spending behaviors. Each pair analyzes the game results, identifies effective and ineffective budgeting behaviors, and generates a list of budgeting principles.


Students will

  • define budget, income, expenses, variable expenses, periodic expenses, and
    fixed expenses;
  • give examples of effective and ineffective budgeting behavior;
  • give examples of variable, fixed, and periodic expenses; and
  • explain why some emergency savings is important when implementing good


  • Budget
  • Expenses
  • Fixed expenses
  • Income
  • Periodic expenses
  • Variable expenses

Grade Level

Middle School – High School

Time Required

45 minutes

Whiteboard (SMART/notebook)
Whiteboard (ActivInspire/flipchart)
PowerPoint (pptx)

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