Budgeting Lessons

Welcome to our page on budgeting. We believe that budgeting is an essential skill in financial literacy. Our resources are designed to provide a comprehensive understanding of budgeting, including creating a budget, tracking expenses, and setting financial goals. Whether you’re a teacher, parent, or financial educator, our collection of lesson plans, worksheets, and activities will equip you with the tools you need to teach these critical skills and empower students to take control of their finances. From managing everyday expenses to saving for big purchases, our materials will help students develop healthy financial habits and achieve financial success.

Main Page:

  • Budgeting Lessons



  • Additional Lessons:

    How to Prepare for a Recession

    Learn the basics of how to prepare yourself for a recession, economic loss, or potential job loss. Learn important steps and tips to help prepare and protect yourself for a decline in the economy, a layoff, job loss, unemployment, or other related event. CONCEPTS Use this video lesson on the topic to discuss the financial … Continue reading How to Prepare for a Recession


    How to Make a Budget – 5 Steps

    Learn the basics of how to create a personal budget, including 5 simple steps. CONCEPTS Use this video lesson on the topic to discuss the terminology and basic economic and related concepts of Income Spending Saving Budgeting PROCEDURE Hand out the worksheet below (see the GET LESSON button near the bottom of the page). Show … Continue reading How to Make a Budget – 5 Steps


    What is a Mortgage?

    Learn the basics of a mortgage loan for buying a home, types of mortgage lenders, and types of mortgages.  An introduction to mortgages. CONCEPTS Use this video lesson on the topic to discuss the terminology and basic economic and related concepts of Mortgages Purchasing a Home Home Loans Interest Rates Budgeting and Monthly Expenses PROCEDURE … Continue reading What is a Mortgage?




    Financial Management Skills Assessment

    LESSON DESCRIPTION Students assess their own financial management skills by taking the money management self-assessment.  This assessment will help students identify their current knowledge or money management as well as areas that need instruction regarding money and finances. Money management is how you manage all aspects of your finances. This includes setting goals for the … Continue reading Financial Management Skills Assessment


    Creating a Spending Plan

    LESSON DESCRIPTION Students will use given information to create a monthly spending plan, also known as a budget. In this lesson, they will develop the abilities needed to make an effective plan to budget monthly spending goals. A spending plan must detail exactly how you are going to use your cash to cover the things … Continue reading Creating a Spending Plan



    Planning Effective Financial Goals

    LESSON DESCRIPTION In this lesson, students learn to figure out their desired financial objectives by planning smart and effective financial goals that will help them achieve their goals. They will set financial goals that are specific, measurable, attainable, relevant, and time-bound. Many men and women invest, spend, invest, then wonder why they’re short of funds … Continue reading Planning Effective Financial Goals


    Spending Log

    LESSON DESCRIPTION In this lesson, students keep a log of all their spending for a period of time (day/week/month) to help identify their spending habits and patterns. How do you spend your money? Understanding your current spending patterns and habits will help you understand how to budget and better manage your money. Distribute the attached … Continue reading Spending Log