Credit Lessons

Welcome to our comprehensive guide on teaching about credit! As a trusted source of financial literacy materials, we understand the importance of educating young people about the responsible use of credit. Our collection of lesson plans, worksheets, and engaging activities are designed to help students understand the impact of credit on their financial future and make informed decisions about managing their credit responsibly. Whether you’re a teacher, parent, or financial educator, our resources will equip you with the tools you need to teach this vital financial skill.

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    Beware! Identity Theft

    Students learn about identity theft. Teaching Objectives: Describe the crime of identity theft. Explain how to prevent being victimized by identity theft. Determine what steps to take if victimized by identity theft. Standard 9: The student will identify and explain consumer fraud and identity theft. Suggested Grade Level 6th – 12th Grade Lesson Excerpt: Young … Continue reading Beware! Identity Theft


    Beware! Consumer Fraud

    Students learn about consumer fraud. Teaching Objectives: Identify different kinds of consumer fraud. Recognize how to prevent being victimized by consumer fraud. Determine what steps to take if victimized by consumer fraud. Standard 9: The student will identify and explain consumer fraud and identity theft. Suggested Grade Level 6th – 12th Grade Lesson Excerpt: Consumers … Continue reading Beware! Consumer Fraud


    Credit Cards: Shopping Online

    Students learn about online shopping with credit cards. Teaching Objectives: Describe the costs and benefits of online shopping. Compare shopping online to shopping in person. Evaluate payment options for online purchases. Standard 8: The student will describe and explain interest, credit cards, and online commerce. Suggested Grade Level 6th – 12th Grade Lesson Excerpt: Online … Continue reading Credit Cards: Shopping Online


    Credit Cards: More Than Plastic

    Students learn about credit cards. Teaching Objectives: Describe how credit cards are used to purchase today’s wants with tomorrow’s money. Compute the total cost of purchasing goods using credit cards at different interest rates when making minimum payments. Standard 8: The student will describe and explain interest, credit cards, and online commerce. Suggested Grade Level … Continue reading Credit Cards: More Than Plastic


    Consumer Credit Legislation

    Students learn about consumer credit legislation. Teaching Objectives: Explain key legislation related to consumer credit. Apply consumer credit legislation to specific credit problems. Standard 7: The student will identify the procedures and analyze the responsibilities of borrowing money. Suggested Grade Level 6th – 12th Grade Lesson Excerpt: Several state and federal laws have been enacted … Continue reading Consumer Credit Legislation


    Your Credit Score

    Students learn about credit scores. Teaching Objectives: Describe the purpose of a credit report. Define the role of credit scores. Explain the importance of a good credit score. Standard 7: The student will identify the procedures and analyze the responsibilities of borrowing money. Suggested Grade Level 6th – 12th Grade Lesson Excerpt: When people apply … Continue reading Your Credit Score


    Sources of Credit: It Is In Your Interest?

    Students learn about sources of credit and calculating interest rates. Teaching Objectives: Identify potential sources of credit. Compare credit sources. Evaluate credit practices. Calculate credit costs. Demonstrate the ability to make good credit choices. Standard 7: The student will identify the procedures and analyze the responsibilities of borrowing money. Suggested Grade Level 6th – 12th … Continue reading Sources of Credit: It Is In Your Interest?


    Borrowing Money: Remember the Interest

    Students learn about the reasons and responsibilities of borrowing money. Teaching Objectives: Explain why people borrow money. Identify the rights and responsibilities of borrowing money. Demonstrate appropriate situations to borrow money. Evaluate the impact of borrowing money. Standard 7: The student will identify the procedures and analyze the responsibilities of borrowing money. Suggested Grade Level … Continue reading Borrowing Money: Remember the Interest