In this lesson students investigate the legal and financial responsibilities of buying, maintaining, insuring, and operating a car, and translate those responsibilities into a monthly budget. Teaching Objectives: List some of the costs of owning and operating a car Given a budget, decide how much you can afford to pay for a car List some … Continue reading Cars & Loans – Costs & Responsibilities
Credit Lessons
Welcome to our comprehensive guide on teaching about credit! As a trusted source of financial literacy materials, we understand the importance of educating young people about the responsible use of credit. Our collection of lesson plans, worksheets, and engaging activities are designed to help students understand the impact of credit on their financial future and make informed decisions about managing their credit responsibly. Whether you’re a teacher, parent, or financial educator, our resources will equip you with the tools you need to teach this vital financial skill.
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Credit Cards – Understanding & Responsibilities
In this lesson students develop skills to compare and evaluate the terms and conditions of various credit cards, the differences between credit cards, and the legal and financial responsibilities involved. Teaching Objectives: List three types of credit card accounts, and explain the uses and payment methods of each Understand how to shop for a credit … Continue reading Credit Cards – Understanding & Responsibilities
Credit – Understanding Rights & Responsibilities
In this lesson students gain an awareness and understanding of what credit is and the rights and responsibilities of using credit. Teaching Objectives: Understand some of the reasons for getting credit Understand some of the advantages and disadvantages of using credit Understand why banks issue credit List and understand some of your rights and responsibilities … Continue reading Credit – Understanding Rights & Responsibilities
Beware! Identity Theft
Students learn about identity theft. Teaching Objectives: Describe the crime of identity theft. Explain how to prevent being victimized by identity theft. Determine what steps to take if victimized by identity theft. Standard 9: The student will identify and explain consumer fraud and identity theft. Suggested Grade Level 6th – 12th Grade Lesson Excerpt: Young … Continue reading Beware! Identity Theft
Beware! Consumer Fraud
Students learn about consumer fraud. Teaching Objectives: Identify different kinds of consumer fraud. Recognize how to prevent being victimized by consumer fraud. Determine what steps to take if victimized by consumer fraud. Standard 9: The student will identify and explain consumer fraud and identity theft. Suggested Grade Level 6th – 12th Grade Lesson Excerpt: Consumers … Continue reading Beware! Consumer Fraud
Credit Cards: Shopping Online
Students learn about online shopping with credit cards. Teaching Objectives: Describe the costs and benefits of online shopping. Compare shopping online to shopping in person. Evaluate payment options for online purchases. Standard 8: The student will describe and explain interest, credit cards, and online commerce. Suggested Grade Level 6th – 12th Grade Lesson Excerpt: Online … Continue reading Credit Cards: Shopping Online
Credit Cards: More Than Plastic
Students learn about credit cards. Teaching Objectives: Describe how credit cards are used to purchase today’s wants with tomorrow’s money. Compute the total cost of purchasing goods using credit cards at different interest rates when making minimum payments. Standard 8: The student will describe and explain interest, credit cards, and online commerce. Suggested Grade Level … Continue reading Credit Cards: More Than Plastic
Consumer Credit Legislation
Students learn about consumer credit legislation. Teaching Objectives: Explain key legislation related to consumer credit. Apply consumer credit legislation to specific credit problems. Standard 7: The student will identify the procedures and analyze the responsibilities of borrowing money. Suggested Grade Level 6th – 12th Grade Lesson Excerpt: Several state and federal laws have been enacted … Continue reading Consumer Credit Legislation
Your Credit Score
Students learn about credit scores. Teaching Objectives: Describe the purpose of a credit report. Define the role of credit scores. Explain the importance of a good credit score. Standard 7: The student will identify the procedures and analyze the responsibilities of borrowing money. Suggested Grade Level 6th – 12th Grade Lesson Excerpt: When people apply … Continue reading Your Credit Score
Sources of Credit: It Is In Your Interest?
Students learn about sources of credit and calculating interest rates. Teaching Objectives: Identify potential sources of credit. Compare credit sources. Evaluate credit practices. Calculate credit costs. Demonstrate the ability to make good credit choices. Standard 7: The student will identify the procedures and analyze the responsibilities of borrowing money. Suggested Grade Level 6th – 12th … Continue reading Sources of Credit: It Is In Your Interest?
