Earning Money Lessons

Welcome to our page on earning money! We believe that understanding how to earn and manage money is a crucial skill in financial literacy. Our resources are designed to provide a comprehensive understanding of earning money, including exploring different job opportunities, developing job skills, and creating a budget. Whether you’re a teacher, parent, or financial educator, our collection of lesson plans, worksheets, and activities will equip you with the tools you need to teach these critical skills and empower students to become financially responsible individuals. From identifying their strengths and interests to negotiating salaries and managing income, our materials will help students develop healthy financial habits and achieve financial success.

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    How to Prepare for a Recession

    Learn the basics of how to prepare yourself for a recession, economic loss, or potential job loss. Learn important steps and tips to help prepare and protect yourself for a decline in the economy, a layoff, job loss, unemployment, or other related event. CONCEPTS Use this video lesson on the topic to discuss the financial … Continue reading How to Prepare for a Recession


    How to Make a Budget – 5 Steps

    Learn the basics of how to create a personal budget, including 5 simple steps. CONCEPTS Use this video lesson on the topic to discuss the terminology and basic economic and related concepts of Income Spending Saving Budgeting PROCEDURE Hand out the worksheet below (see the GET LESSON button near the bottom of the page). Show … Continue reading How to Make a Budget – 5 Steps



    Financial Management Skills Assessment

    LESSON DESCRIPTION Students assess their own financial management skills by taking the money management self-assessment.  This assessment will help students identify their current knowledge or money management as well as areas that need instruction regarding money and finances. Money management is how you manage all aspects of your finances. This includes setting goals for the … Continue reading Financial Management Skills Assessment


    Introduction to Earning Money

    An introduction to earning money. Teaching Objectives: Students will learn why they should earn money. Students will learn how to earn money. Students will understand what they can do with the money they earn.   Suggested Grade Level 4th – 6th Grade. Fourth Grade.  Fifth Grade.  Sixth Grade. Special education. Teens Teenagers Kids.   Earning … Continue reading Introduction to Earning Money


    W Is for Wages – W4 and W2 Forms

    Students compute the gross pay for a fictional John Dough given his hourly wage and the number of hours worked. They compare gross pay to net pay. They learn what FICA and federal income taxes are. They learn how to complete a W-4 form and what a W-2 form is.


    Invest in Yourself

    Students are divided into four groups to produce name tents. Each group produces name tents in a different way to highlight different levels of human capital. Students identify ways in which people invest in their human capital. Students use the Bureau of Labor Statistics Occupational Outlook Handbook to analyze unemployment, educational attainment, and median weekly … Continue reading Invest in Yourself



    Allowances and Spending Plans

    Students learn an introduction to allowances. Teaching Objectives: Recognize how to divide an allowance into a spending plan. Learn how to balance income and expenses. Gain confidence in preparing spending plans. Suggested Grade Level 3rd Grade – 6th Grade Lesson Excerpt: Children in grades three through six are capable of managing small amounts of money. … Continue reading Allowances and Spending Plans