Students learn a lesson on Dollar Cost Averaging (DCA), an effective investment strategy that makes investing in stocks, mutual funds, ETFs, and index funds like the S&P 500 easier and less stressful. They discover how DCA helps them invest consistently by spreading out their investments over time, reducing risk, and avoiding the need to time … Continue reading Invest Smarter with Dollar Cost Averaging! Simple Beginners Lesson
Saving & Investing Lessons
Welcome to our page on saving and investing! We believe that understanding how to save and invest money is a crucial skill in financial literacy. Our resources are designed to provide a comprehensive understanding of saving and investing, including creating a budget, setting financial goals, and exploring different investment options. Whether you’re a teacher, parent, or financial educator, our collection of lesson plans, worksheets, and activities will equip you with the tools you need to teach these critical skills and empower students to take control of their finances. From building an emergency fund to exploring the stock market, our materials will help students develop healthy financial habits and achieve financial success.
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How the Job Market Slowdown, Unemployment, and Rate Cuts Impact You
Students learn how the recent hiring slowdown, unemployment, and interest rate cuts could impact their job prospects and financial future. Discover what these economic changes mean for loans, wages, and career planning. In today’s lesson, students will explore the connection between the hiring slowdown and the Federal Reserve’s interest rate cuts. They will understand how … Continue reading How the Job Market Slowdown, Unemployment, and Rate Cuts Impact You
Back to School Shopping on a Budget Lesson
Students learn a lesson in how to save money on back-to-school shopping with smart tips and strategies. They will discover how to make school preparation affordable and stress-free, from creating budget-friendly shopping lists to finding the best deals on school supplies. In this lesson, students will learn essential tips for saving money on back-to-school shopping, … Continue reading Back to School Shopping on a Budget Lesson
Inflation Explained: How to Protect your Money Lesson
Students learn a lesson on what inflation is, why it happens, and how it impacts their finances. Discover practical tips to protect money from rising prices. In this lesson, students will learn about what inflation is and how it affects the prices of goods and services. They will discover why inflation happens, how it’s measured, … Continue reading Inflation Explained: How to Protect your Money Lesson
What are Income and Expenses? A Beginner’s Guide to Understanding Money Management Lesson
Students learn the essentials of managing finances, from understanding income sources to controlling expenses. They discover simple strategies for saving, avoiding debt, and planning for future financial goals. Explore the basics of managing finances with a focus on income, expenses, budgeting, and setting financial goals. Understand different ways to earn money, including passive income from … Continue reading What are Income and Expenses? A Beginner’s Guide to Understanding Money Management Lesson
What is a 401K? A Beginners guide to Saving for Retirement Lesson
Students learn a lesson about 401(k) plans, also referred to as 401K, their tax benefits, employer matching, and how they grow with compound interest in this essential retirement savings guide. They explore what a 401(k) is and how it helps save for retirement. The lesson covers the benefits like tax advantages, employer matches, and the … Continue reading What is a 401K? A Beginners guide to Saving for Retirement Lesson
What Is Stagflation and How Does It Affect You Lesson
Students learn a lesson about stagflation, its definition, causes, and effects on their daily life and finances. In this overview, viewers will explore the economic condition where stagnant growth meets rising inflation. The lesson covers the definition of stagflation, its causes such as supply shocks and policy missteps, and the personal consequences like higher living … Continue reading What Is Stagflation and How Does It Affect You Lesson
What is an IRA? A Beginner’s Guide to Individual Retirement Accounts Lesson
Students learn about the ins and outs of Individual Retirement Accounts (IRAs) and their crucial role in financial planning for retirement. In our guide, we delve into the key differences between Traditional and Roth IRAs, including their unique tax advantages, eligibility requirements, and how they can be effectively utilized for long-term savings. Traditional IRAs offer … Continue reading What is an IRA? A Beginner’s Guide to Individual Retirement Accounts Lesson
What is a Bank Account? The Basics of Checking & Savings Accounts for Beginners Lesson
Students learn a lesson on the fundamentals of bank accounts, exploring the differences between checking and savings accounts, and understanding the pivotal role these accounts play in wise money management and achieving financial independence. This lesson on bank accounts introduces learners to the essentials of how bank accounts operate, including the distinct advantages of checking … Continue reading What is a Bank Account? The Basics of Checking & Savings Accounts for Beginners Lesson
What is Shrinkflation? Why Products Get Smaller But Prices Don’t Lesson
Students learn about shrinkflation and its impact on personal finance with guidance from the Cookie Monster. This lesson provides an easy-to-understand guide on how shrinkflation affects everyday products like cookies, paper towels, and cereal, offering strategies for maintaining your budget without sacrificing your favorite snacks. Understand the phenomenon of getting less for the same price, … Continue reading What is Shrinkflation? Why Products Get Smaller But Prices Don’t Lesson
