A lesson for students on the fundamentals of bonds, where we explore their role in the financial market, different types, and how they can be a valuable part of your investment strategy Students learn about the intricacies of bonds and their role in investing. This lesson covers bonds as a type of loan where investors … Continue reading How do Bonds Work? Beginners Guide Lesson
Saving & Investing Lessons
Welcome to our page on saving and investing! We believe that understanding how to save and invest money is a crucial skill in financial literacy. Our resources are designed to provide a comprehensive understanding of saving and investing, including creating a budget, setting financial goals, and exploring different investment options. Whether you’re a teacher, parent, or financial educator, our collection of lesson plans, worksheets, and activities will equip you with the tools you need to teach these critical skills and empower students to take control of their finances. From building an emergency fund to exploring the stock market, our materials will help students develop healthy financial habits and achieve financial success.
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What is a Bond? Understanding the Basics Lesson
A lesson for students on the fundamentals of bond investing, including types, returns, risks, and their role in financial planning and portfolio diversification. Discover how bonds offer a stable investment option compared to stocks and the importance of understanding market dynamics and personal finance goals. Students learn about the fundamental aspects of bonds as financial … Continue reading What is a Bond? Understanding the Basics Lesson
Saving Money over Spending this Season Lesson
A lesson for students on prioritizing saving over spending this season. With high prices and high interest rates, learn smart saving strategies and budgeting tips for a financially sound holiday season. Students learn about financial prudence and budgeting during the holiday season. It highlights how higher interest rates make saving more beneficial and warns against … Continue reading Saving Money over Spending this Season Lesson
What is Cash Envelope Budgeting Lesson
A lesson for students on cash envelope budgeting, commonly known as cash stuffing or envelope stuffing, and how it can transform your financial habits and help you save effectively. Students learn about cash envelope budgeting, a method that involves allocating cash to different spending categories such as groceries, entertainment, and dining out. In this system, … Continue reading What is Cash Envelope Budgeting Lesson
The Rule of 72: Understand and Learn how to Calculate
A lesson for students about Rule of 72 and its use in determining when your money or investment will double. Explore compound interest and the effects of different interest rates. Students learn the fundamental principle of the “Rule of 72” and compound interest. This lesson dives into understanding how the Rule of 72 aids in … Continue reading The Rule of 72: Understand and Learn how to Calculate
Compound Interest Trap of Credit Cards and Loans Lesson
A lesson for students on the pitfalls of compound interest and how it can quietly ensnare you in a cycle of mounting debts if not navigated wisely. Students learn about the dual nature of compound interest in this lesson. While it offers a path to exponential growth for investors through reinvested earnings, the same principle … Continue reading Compound Interest Trap of Credit Cards and Loans Lesson
What is Compound Interest and How to Calculate Lesson
A lesson for students on the transformative power of compound interest. It provides a deep understanding of both simple and compound interest, illuminating the ways money can accrue over time. The lesson explains the core distinctions between the two interest types, emphasizing the superior potential of compound interest for optimizing returns. Through practical examples, the … Continue reading What is Compound Interest and How to Calculate Lesson
How to Balance Short-Term vs. Long-Term Financial Goals Lesson
A lesson for students on how to balance and prioritize between short-term and long-term financial goals, laying a foundation for a stable and independent financial future. Students learn about setting and prioritizing financial goals through a video lesson. In this video, viewers will delve into the significance of balancing short-term and long-term financial goals to … Continue reading How to Balance Short-Term vs. Long-Term Financial Goals Lesson
Saving for your future – types of savings accounts and the interest rates
Title: Saving for your future Grade Level: 11 Duration: 1 hour Learning Objectives: – Students will be able to identify different types of savings accounts – Students will understand the concept of interest rates and the impact on savings – Students will be able to evaluate different options for saving money Teaching Strategies and Materials: … Continue reading Saving for your future – types of savings accounts and the interest rates
Stocks – What is a Stock?
Title: Stocks Grade Level: 7th Grade Learning Objectives: 1. Understand what is a stock 2. Learn how stocks work 3. Know the importance of investing, buying and selling stocks Teaching Strategies and Materials: – PowerPoint presentation on stocks – Stock market game – Handouts and worksheets – Discussion – Charts and graphs showing stock prices … Continue reading Stocks – What is a Stock?