Students learn about the Sports Illustrated layoffs and the broader implications for the media and journalism industries. The lesson covers the causes and consequences of these job cuts, including the role of The Arena Group and Authentic Brands Group in SI’s financial struggles. Students delve into the effects of layoffs in print media and sports … Continue reading Sports Illustrated Staff Layoff Lesson
Spending Money Lessons
Welcome to our page on spending money! We believe that understanding how to manage spending is a crucial skill in financial literacy. Our resources are designed to provide a comprehensive understanding of spending, including creating a budget, tracking expenses, and avoiding impulsive buying. Whether you’re a teacher, parent, or financial educator, our collection of lesson plans, worksheets, and activities will equip you with the tools you need to teach these critical skills and empower students to become responsible consumers. From managing everyday expenses to saving for big purchases, our materials will help students develop healthy financial habits and make informed decisions about their spending.
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50/30/20 Rule | Budgeting & Saving Lesson
A lesson for students on how to manage their money with the 50/30/20 rule, a simple strategy for budgeting that balances needs, wants, and savings. Discover practical tips for managing income, reducing expenses, and building a secure financial future. Students learn to divide their after-tax income into three categories: Needs, Wants, and Savings. They will … Continue reading 50/30/20 Rule | Budgeting & Saving Lesson
What is Money Management Lesson
A lesson for students on the essentials of money management, from budgeting and saving to investing and debt handling, in this beginner’s guide. Discover the steps to make informed spending decisions, build good credit, and develop a strategic financial plan for long-term success. The lesson focuses on empowering individuals with essential financial skills for a … Continue reading What is Money Management Lesson
Saving Money over Spending this Season Lesson
A lesson for students on prioritizing saving over spending this season. With high prices and high interest rates, learn smart saving strategies and budgeting tips for a financially sound holiday season. Students learn about financial prudence and budgeting during the holiday season. It highlights how higher interest rates make saving more beneficial and warns against … Continue reading Saving Money over Spending this Season Lesson
What is Cash Envelope Budgeting Lesson
A lesson for students on cash envelope budgeting, commonly known as cash stuffing or envelope stuffing, and how it can transform your financial habits and help you save effectively. Students learn about cash envelope budgeting, a method that involves allocating cash to different spending categories such as groceries, entertainment, and dining out. In this system, … Continue reading What is Cash Envelope Budgeting Lesson
APR Explained | How Credit Card Interest Works Lesson
A lesson for students on how APR (Annual Percentage Rate) influences credit card interest, its compounding effects, and strategies for smart credit card use. Students learn the intricacies of APR and how it impacts credit card users. They dive deep into understanding the true price of borrowing money on a credit card and how interest … Continue reading APR Explained | How Credit Card Interest Works Lesson
Compound Interest Trap of Credit Cards and Loans Lesson
A lesson for students on the pitfalls of compound interest and how it can quietly ensnare you in a cycle of mounting debts if not navigated wisely. Students learn about the dual nature of compound interest in this lesson. While it offers a path to exponential growth for investors through reinvested earnings, the same principle … Continue reading Compound Interest Trap of Credit Cards and Loans Lesson
How to Apply for a Credit Card Lesson
A lesson for students on on applying for their first credit card. Students learn about the steps and considerations necessary for obtaining a credit card. Discover the importance of discerning your needs and understanding why you want a credit card, be it for building credit, earning rewards, or having it for emergencies. The lesson covers … Continue reading How to Apply for a Credit Card Lesson
How to Balance Short-Term vs. Long-Term Financial Goals Lesson
A lesson for students on how to balance and prioritize between short-term and long-term financial goals, laying a foundation for a stable and independent financial future. Students learn about setting and prioritizing financial goals through a video lesson. In this video, viewers will delve into the significance of balancing short-term and long-term financial goals to … Continue reading How to Balance Short-Term vs. Long-Term Financial Goals Lesson
Money – Different Forms, Value, and How Used
Title of the Lesson: Money Grade Level: 8th Grade Objective: Students will be able to understand and identify the different forms of money, their value, and how they are used in transactions. Teaching Strategies and Materials: – Lecture and discussion – Use of multimedia (videos and images) – Group work/activities – Worksheets and handouts Resources … Continue reading Money – Different Forms, Value, and How Used