Below are some budget lesson starters — printable worksheets to use with a teaching lesson introducing budgeting. Print both of the lessons below. Suggested Grade Level 4th – 6th Grade. Fourth Grade. Fifth Grade. Sixth Grade. Special education. Teens Teenagers Kids. Worksheet #1: PERSONAL BUDGETS – NEEDS WANTS Excerpt – Have you ever … Continue reading Starting a Budget Introduction
Students work in pairs to participate in a “Track Star” game that illustrates positive and negative spending behaviors. Each pair of students analyzes the “Track Star” results, identifies effective and ineffective budgeting behaviors, and generates a list of budgeting principles.
In the weeks prior to the start of the unit, students track their expenditures during a two-week period. In class, students create a group presentation about personal and financial goals. Individually, students identify four personal goals and describe the related financial goals. With financial goals in mind, students work in pairs to complete a budget … Continue reading Developing a Budget
This lesson begins with dispelling common myths about millionaires through the interactive “Millionaire Quiz.” Students then have an opportunity to give their opinions of wealth in a brainstorming activity that culminates in a formalizing of the definition of wealth through the equation of “assets – liabilities = net worth.” Using a variety of interactives, students … Continue reading Budget to Save—The Balance Sheet
In this lesson students learn about the costs of living on their own. Teaching Objectives: Set up a budget that includes rent, moving expenses, and the expenses associated with setting up a household Understand the rights and the legal responsibilities of a tenant Understand the rights and the legal responsibilities of a landlord Read and … Continue reading Living on you Own – Costs and Budgets
In this lesson students develop their own personal financial goals and budget.
This lesson introduces students to the concept of being responsible for managing money through accurate record-keeping. Teaching Objectives: Apply math skills to balance a spending plan. Recognize the importance of keeping purchase records. Gain an understanding of spending behavior outcomes. Suggested Grade Level 3rd Grade – 6th Grade Lesson Excerpt: Successful money management includes keeping … Continue reading Money Responsibility