Making Spending Decisions about Money

LESSON DESCRIPTION In this lesson, students will learn ways to become mindfully deliberate about their spending choices using the DECIDE process. They will use this model to help them with making a decision for a major spending purchase. Making spending decisions about how to use your money can be difficult. Sometimes you have to sacrifice … Continue reading Making Spending Decisions about Money

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Planning Effective Financial Goals

LESSON DESCRIPTION In this lesson, students learn to figure out their desired financial objectives by planning smart and effective financial goals that will help them achieve their goals. They will set financial goals that are specific, measurable, attainable, relevant, and time-bound. Many men and women invest, spend, invest, then wonder why they’re short of funds … Continue reading Planning Effective Financial Goals

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Spending Log

LESSON DESCRIPTION In this lesson, students keep a log of all their spending for a period of time (day/week/month) to help identify their spending habits and patterns. How do you spend your money? Understanding your current spending patterns and habits will help you understand how to budget and better manage your money. Distribute the attached … Continue reading Spending Log

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Understanding your Money Habits

LESSON DESCRIPTION In this lesson, students learn to understand and identify what are their money habits. Every money decision you make either reinforces good or bad money habits.  The first step toward creating good money habits is to first identify the money habits you currently have. Distribute the attached worksheet to students.  They should first … Continue reading Understanding your Money Habits

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Calculating Down Payments as a Percentage

Students will learn to calculate down payments using a percentage. Teaching Objectives: Students will define down payment. Students will review percentages. Students will review convert percentages to decimals. Students will review calculating percentages. Students will use these skills to figure out down payments. Suggested Grade Level 6th – 8th Grade Lesson Excerpt: Sometimes, a down … Continue reading Calculating Down Payments as a Percentage

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Categories Borrowing Money, Debt, Money Math Tags , , , Leave a comment

Calculating Down Payments as a Fraction

Students will learn to calculate down payments using fractions. Teaching Objectives: Students will learn about down payments. Students will learn to calculate down payments using fractions. Students will review multiplying fractions and whole numbers. Suggested Grade Level 6th – 9th Grade Lesson Excerpt: Many times, we will see word problems that use terms that we … Continue reading Calculating Down Payments as a Fraction

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Consumer Privacy – Overview & Awareness of Issues

In this lesson students and consumers are provided with a general overview and awareness of privacy issues that impact their lives. Teaching Objectives: Define what is meant by privacy in the information age Explain the pros and cons of database profiles Understand federal laws that offer privacy protection Identify public and private sector sources of … Continue reading Consumer Privacy – Overview & Awareness of Issues

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In Trouble – Dealing with Financial Difficulties

In this lesson students will become aware of the warning signs of financial difficulties. Teaching Objectives: Describe some of the ways you can get in trouble using credit Explain the first steps to take if you can’t pay your bills on time Describe the debt management services provided by nonprofit credit counseling centers List some … Continue reading In Trouble – Dealing with Financial Difficulties

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