Financial Management Skills Assessment

LESSON DESCRIPTION Students assess their own financial management skills by taking the money management self-assessment.  This assessment will help students identify their current knowledge or money management as well as areas that need instruction regarding money and finances. Money management is how you manage all aspects of your finances. This includes setting goals for the … Continue reading Financial Management Skills Assessment

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Categories Budgeting, Earning Money, Spending Money, Tags , , , , ,
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Creating a Spending Plan

LESSON DESCRIPTION Students will use given information to create a monthly spending plan, also known as a budget. In this lesson, they will develop the abilities needed to make an effective plan to budget monthly spending goals. A spending plan must detail exactly how you are going to use your cash to cover the things … Continue reading Creating a Spending Plan

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Categories Budgeting, Saving & Investing, Spending Money, Tags , , , ,
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Making Spending Decisions about Money

LESSON DESCRIPTION In this lesson, students will learn ways to become mindfully deliberate about their spending choices using the DECIDE process. They will use this model to help them with making a decision for a major spending purchase. Making spending decisions about how to use your money can be difficult. Sometimes you have to sacrifice … Continue reading Making Spending Decisions about Money

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Categories Budgeting, Spending Money, Tags , , , , ,
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Planning Effective Financial Goals

LESSON DESCRIPTION In this lesson, students learn to figure out their desired financial objectives by planning smart and effective financial goals that will help them achieve their goals. They will set financial goals that are specific, measurable, attainable, relevant, and time-bound. Many men and women invest, spend, invest, then wonder why they’re short of funds … Continue reading Planning Effective Financial Goals

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Categories Budgeting, Spending Money, Tags , , , , ,
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Spending Log

LESSON DESCRIPTION In this lesson, students keep a log of all their spending for a period of time (day/week/month) to help identify their spending habits and patterns. How do you spend your money? Understanding your current spending patterns and habits will help you understand how to budget and better manage your money. Distribute the attached … Continue reading Spending Log

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Categories Budgeting, Spending Money, Tags , , ,
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Understanding your Money Habits

LESSON DESCRIPTION In this lesson, students learn to understand and identify what are their money habits. Every money decision you make either reinforces good or bad money habits.  The first step toward creating good money habits is to first identify the money habits you currently have. Distribute the attached worksheet to students.  They should first … Continue reading Understanding your Money Habits

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Categories Budgeting, Saving & Investing, Spending Money, Tags , , ,
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To Rent-to-Own or Not to Rent-to-Own?

Students review the elements of a contract. They discuss the characteristics of rent-to-own contracts and compare the cost of those contracts with the outright purchase of goods. Objectives Students will define contract and annual percentage rate (APR), explain the elements of a contract, evaluate the terms and costs of a rent-to-own contract, and compare rent-to-own … Continue reading To Rent-to-Own or Not to Rent-to-Own?

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Categories Borrowing Money, Credit, Tags , , , , , ,
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Creditors’ Criteria and Borrowers’ Rights and Responsibilities

Students discuss key terms related to credit and learn how creditors use capacity, character, and collateral as criteria for making loans. Students learn about credit rights and responsibilities. Groups use role-play scenarios to identify and discuss the rights and responsibilities of using credit.   Objectives Students will define credit and creditor, define interest, identify and … Continue reading Creditors’ Criteria and Borrowers’ Rights and Responsibilities

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Categories Credit, Tags , , , , , ,
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