### Your Budget Plan – Spending Behaviors

Students work in pairs to participate in a “Track Star” game that illustrates positive and negative spending behaviors. Each pair of students analyzes the “Track Star” results, identifies effective and ineffective budgeting behaviors, and generates a list of budgeting principles.

### Cash the Check and Track the Dough

Students participate in an activity to learn about checking accounts, savings accounts and check-cashing services. Students learn the components of a check, and they organize and enter information into an account register for a fictitious person in order to determine the person’s balance. Students learn why maintaining account records is important. Students balance a monthly account statement.

### W Is for Wages – W4 and W2 Forms

Students compute the gross pay for a fictional John Dough given his hourly wage and the number of hours worked. They compare gross pay to net pay. They learn what FICA and federal income taxes are. They learn how to complete a W-4 form and what a W-2 form is.

### Invest in Yourself

Students are divided into four groups to produce name tents. Each group produces name tents in a different way to highlight different levels of human capital. Students identify ways in which people invest in their human capital. Students use the Bureau of Labor Statistics Occupational Outlook Handbook to analyze unemployment, educational attainment, and median weekly … Continue reading Invest in Yourself

### Calculating Down Payments as a Fraction

Students will learn to calculate down payments using fractions. Teaching Objectives: Students will learn about down payments. Students will learn to calculate down payments using fractions. Students will review multiplying fractions and whole numbers. Suggested Grade Level 6th – 9th Grade Lesson Excerpt: Many times, we will see word problems that use terms that we … Continue reading Calculating Down Payments as a Fraction

### The Election of FDR and the New Deal

Learn about the New Deal and the election of FDR. Teaching Objectives: Students will understand some of the New Deal programs initiated by Franklin Delano Roosevelt and his administration to alleviate the effects of the Great Depression. Students will understand the lasting effects of the New Deal programs. Suggested Grade Level 5th – 8th Grade … Continue reading The Election of FDR and the New Deal

### Good Times and Hard Times in America

Learn about good times and bad times in the United States in the 1920’s and 1930’s. Teaching Objectives: Students will be to identify the automobile, movie and radio industries as indicative of prosperity in the U.S. in the 1920’s. Students will be able to name the first “talkie” and tell what year it was produced. … Continue reading Good Times and Hard Times in America

### Money Expressions with Two Operations

Students will learn to solve money problems with two or more operations. Teaching Objectives: Students will learn to define an expression. Students will learn to write expressions to solve problems. Students will write expressions and solve problems with two or more operations. Suggested Grade Level 6th – 9th Grade Lesson Excerpt: What is an expression? … Continue reading Money Expressions with Two Operations

### The Gold Rush – Impact and Expansion

Students will learn about various gold rushes, including the California, Colorado, and Alaska Gold Rushes. Teaching Objectives: Students will understand of the major events surrounding the California, Colorado, and Alaska Gold Rushes. Students will understand the impact of the Gold Rushes on western expansion in the U.S. Students will understand many important issues surrounding U.S. … Continue reading The Gold Rush – Impact and Expansion